Privacy Policy

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Last updated: 1/20/2026

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website or submit a request through our forms.

We may collect personal information that you voluntarily provide, including but not limited to:

• Name
   
• Email address
   
• Phone number
   
• Information related to insurance quotes or mortgage optimization requests
   

We do not collect sensitive personal information unless you choose to provide it as part of a request.

We use the information you provide to:

• Respond to your inquiries or requests
   
• Provide insurance quotes or mortgage optimization reviews
   
• Communicate with you regarding your request
   
• Improve our services and website experience
   

We do not sell or rent your personal information.

By submitting a form on this website, you consent to being contacted by email or phone regarding your request.
You may opt out of communications at any time by contacting us directly.

Our website may use cookies or basic analytics tools to understand website traffic and improve user experience. These tools do not personally identify you.

We take reasonable steps to protect your information; however, no method of transmission over the internet is 100% secure.

We may use trusted third-party tools or service providers (such as form or email services) to help operate our website and respond to requests. These providers are required to keep your information confidential.

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised date.

If you have questions about this Privacy Policy, please contact us through the website.

                                                                    SMS Communication Policy

 If you provide your phone number through our website form and check the SMS consent box, you consent to receive SMS messages from RateGuard Advisors LLC related to insurance quote follow-ups, mortgage consultation follow-ups, policy updates, reminders, and customer support. Consent is not a condition of purchase. Message frequency may vary. Message & data rates may apply. Reply STOP to opt out at any time. Reply HELP for help.
Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes.